Griha Siddhi is a floating home loan product. The rate of interest starts from 8.10% p.a. Features: Maximum Tenure of 30 years or attainment of 60 years whichever is earlier. Interest Concession for Women Borrowers. No Pre-Payment Penalty. Available for construction / purchase of house or flat and repairs/renovation to the existing properties. Takeover of existing Home Loans Possible.